Products & Services

  • ANNUITIES
    • Fixed
    • Fixed Index
    • Immediate
  • LIFE INSURANCE
    • Comprehensive Policy Review & Evaluation                                                   
    • Complimentary Service: Reduce Costs and/or Improve Benefits of Existing Policies
    • Level Term (Return of Premium Option)
    • Whole Life
    • Universal Life
    • Index Universal Life
    • Single Premium Life
    • Survivorship Universal Life
  • LONG-TERM CARE INSURANCE
    • Traditional Long-Term Care
    • Universal Life with LTC Rider
    • Asset Based Long-Term Care (pays whether you live, die, or quit)
    • Annuity Based Long-Term Care
  • DISABILITY INSURANCE
    • Personal Income Replacement
    • Business Overhead
    • Business Buy-Sell 
  • HEALTH INSURANCE
  • EMPLOYER SPONSORED INSURANCE PLANS
    • Group Life
    • Group Medical
    • Group Disability
    • Voluntary Employee Benefits
    • Long-Term Care Insurance
    • Hospital Confinement
    • Accident Plans
    • Critical Illness Plans       
    • Cancer Insurance
  • RETIREMENT PLANNING
    • Social Security Benefits Planning
    • Guaranteed Income For Life 
    • IRA and IRA Rollovers
    • 401K and other Employer Qualified Plans
  • ESTATE PLANNING
  • CPA SERVICES/TAXES
  • COLLEGE EDUCATION PLANNING
  • SPECIAL NEEDS PLANNING
  • PLANNING FOR WOMEN AND MONEY